EFFECTIVE DATE: OCTOBER 16, 2026

Privacy Policy

Opulent Financial Services is committed to protecting the privacy, confidentiality, and security of the personal and financial information entrusted to us. This Privacy Policy explains how we collect, use, protect, and disclose information in connection with our tax preparation, bookkeeping, business formation, and related financial services.

DOCUMENT INDEX
1. Information Collection 2. Use of Information 3. Information Sharing 4. SMS Disclosures 5. Security Architecture 6. Data Retention 7. Privacy Rights 8. Policy Updates

GOVERNANCE & DATA STEWARDSHIP

Information Practices

At Opulent Financial Services, protecting our clients' personal, financial, and business information is a priority. The following sections explain our information collection practices, how information is used and shared, our security measures, and the rights available to individuals who utilize our services.

1. Information We Collect

Opulent Financial Services may collect personal, financial, business, and technical information necessary to provide our services. Depending on the services requested, this information may include:

  • Personal Information: Full name, address, date of birth, telephone number, email address, and identification information.

  • Tax Information: Social Security numbers, taxpayer identification numbers, W-2 forms, 1099 forms, dependent information, income records, deductions, credits, and previous tax returns.

  • Financial Information: Banking information, income statements, financial records, business expenses, and bookkeeping documentation.

  • Business Information: Business names, EINs, ownership information, formation documents, and operational records.

  • Communication Information: Appointment requests, customer inquiries, communication preferences, and SMS consent records.

  • Website Information: IP addresses, browser information, cookies, and website activity when collected through our digital platforms.

Information is collected directly from clients, authorized representatives, submitted forms, and other legally permitted sources.

2. How We Utilize Collected Information

Opulent Financial Services collects and uses personal, financial, and business information to provide requested professional services, including tax preparation, tax return filing, bookkeeping, business formation, and related financial support. Information may also be used to verify client identities, maintain accurate records, process authorized payments, communicate service updates, respond to inquiries, and comply with applicable legal and regulatory obligations. Marketing communications are sent only when permitted by applicable law and the individual's communication preferences.

3. Information Sharing & Third-Party Disclosure

3. Information Sharing & Third-Party Disclosure

Opulent Financial Services LLC does not sell or rent clients' nonpublic personal financial information.

We may disclose information to authorized tax software providers, payment processors, bookkeeping platforms, business formation service providers, and other service providers when necessary to deliver requested services and when permitted by applicable law.

Information may also be disclosed to the Internal Revenue Service (IRS), state tax agencies, government authorities, or other authorized parties when required or permitted by law.

Tax return information is handled in accordance with applicable federal confidentiality requirements, including Internal Revenue Code Section 7216. Where separate taxpayer consent is required for the use or disclosure of tax return information, we will obtain that consent before proceeding.

SMS Privacy & Consent Protection

Opulent Financial Services LLC does not sell, rent, or share mobile phone numbers or SMS opt-in consent information with third parties or affiliates for their own marketing or promotional purposes.

We may share information with service providers that assist us in delivering authorized text messages, subject to applicable privacy and security requirements.

SMS opt-in consent information will not be shared with third parties for their independent marketing purposes.

Important: This Privacy Policy does not replace or constitute taxpayer consent for any use or disclosure of tax return information that requires separate consent under Internal Revenue Code Section 7216.

4. Specialized SMS & Mobile Communication Disclosures

4. Specialized SMS & Mobile Communication Disclosures

Opulent Financial Services LLC offers optional SMS communications to help clients stay informed about their tax preparation services, appointments, account activity, and other business-related matters.

Depending on the consent provided, text messages may include appointment confirmations, appointment reminders, tax preparation status updates, document requests, client service notifications, and promotional offers.

Message Frequency: Message frequency varies based on client activity, requested services, and communication preferences.

Message and Data Rates: Message and data rates may apply according to your wireless carrier's plan.

Opt-Out Instructions: You may opt out of SMS communications at any time by replying STOP to a message. You may receive one final message confirming your opt-out.

Customer Support: Reply HELP to a message for assistance or contact Opulent Financial Services LLC using the contact information provided in this Privacy Policy.

Marketing Communications: Promotional and marketing text messages are sent only to individuals who have provided the appropriate consent. Consent to receive marketing messages is not required to purchase products or services.

SMS Privacy: Mobile phone numbers and SMS opt-in consent information are not sold, rented, or shared with third parties or affiliates for their own marketing or promotional purposes.

CRITICAL SMS COMPLIANCE & PRIVACY DISCLOSURE

IMPORTANT SMS CONSENT & PRIVACY NOTICE

By voluntarily opting in to receive SMS communications from Opulent Financial Services LLC, you authorize us to send text messages according to your selected communication preferences.

Operational messages may include appointment reminders, tax preparation updates, document requests, and client service notifications. Promotional messages are sent only when you separately consent to marketing communications.

Message frequency varies. Message and data rates may apply.

Reply STOP to unsubscribe or HELP for assistance.

Consent to receive promotional text messages is not a condition of purchasing any products or services.

Your Privacy Matters: We do not share mobile phone numbers or SMS opt-in consent information with third parties or affiliates for their own marketing or promotional purposes.

5. Information Security Architecture

Opulent Financial Services maintains administrative, technical, and physical safeguards designed to protect sensitive personal, financial, and business information against unauthorized access, disclosure, alteration, or misuse. Access to confidential information is limited based on business responsibilities. We periodically review our information security practices and take reasonable steps to address identified risks.

6. Data Retention Standards

Opulent Financial Services retains client records, tax documents, financial information, and business records for periods consistent with applicable legal requirements, professional obligations, and legitimate business needs. Records are securely maintained and disposed of when retention is no longer necessary or legally required, in accordance with our established information security and record retention procedures.

7. Individual Privacy Rights & Controls

Depending on applicable federal and state laws, individuals may have certain rights concerning their personal information, including the ability to request access, correction, or information about how their data is handled. Requests may be subject to identity verification, legal exceptions, and applicable record retention requirements:

  • Right to Disclosure & Access: Request itemized summaries of personal data categories gathered and recipients of any legitimate disclosures.
  • Right to Rectification: Correct imprecise, incomplete, or outdated demographic and financial profile parameters.
  • Right to Restrict Processing: Direct the suppression of non-statutory data processing where allowable by law.
  • Right to Data Portability: Obtain a structured, machine-readable export of electronically retained records.

8. Policy Modifications & Revisions

Opulent Financial Services may update this Privacy Policy periodically to reflect changes in our services, business practices, technology, or applicable laws. Updates will be posted on this page with a revised effective date. When required by law, we will provide additional notice or obtain consent before implementing material changes.

OFFICIAL CORRESPONDENCE

Business Contact

For questions regarding our privacy practices, personal information requests, or legal notices, please direct all formal inquiries to Opulent Financial Services using the channels below.

Opulent Financial Services

Response Commitment: We aim to respond to inquiries within 24 business hours. Business hours are Monday through Friday, 9:00 AM – 5:00 PM Eastern Time.